Oh Tinkerbelle, I would have panicked so badly! My heart is still beating really hard after reading your post.
I haven't ever had that happen but I did have something similar. The VERY first day that Amber ever stayed home by herself, the phones went down that afternoon and I couldn't call her. She had instructions to call me at 10, 12:30 and 3. When she didn't call at 3, I tried her, no phones. So, I left work early to go home, just mildly freaked out because our phones die all the time. ALL the time, why do we even bother paying for it? Anyway, I am about 2 miles away after getting off of the interstate and I see this cloud of black smoke. I know it is in the vicinity of my house but I'm still about 2 miles away so not positive. Well, the closer I get, the closer it looks to my house. I get three streets away in our neighborhood and it just looks more and more like it IS my house. Well, fortunately it wasn't my house but I still get panicky just remembering that day! It was some craft store two streets over that was burning, it just happens to be at the same location on that street as my house is on our street.