Here's my new strategy this year for Xmas shopping:
Don't kill myself doing it.
I was thinking about the huge push there is right now to hype Black Friday (the Friday after Thanksgiving) and I have my own take on it. Instead of increasing my debt on my credit cards and spending all my money, I'm going to be practical about it.
My friends and family don't want me to destroy my bank account while I celebrate them. And I know for a fact that they don't want me to go into anymore debt than I already am. So, I'm going to buy fewer gifts this year and spend more quality time with them instead. Maybe I'll even make gifts for them this year. They always enjoy things that I make that takes some thought.
Anyway, my advice is don't over do it.
What are your thoughts about Xmas shopping and debt?