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Thread: Closing Day

  1. #1

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    Closing Day



    I should be excited.

    Instead I am exhausted beyond reason, insomnia has kicked in and I am barely awake. Excitment is not something I am capable of.

    My first real smile today came not because I am closing on my first home- but because a good friend of mine told me she is pregnant. How wonderful. Their first baby- her husband's b-day is tomorrow- what a b-day present. She will tell him tomorrow- wish I could see his face.

    People keep giving me last minute tips and advice- most of it makes me freak out. How will I recognize if something goes wrong at the closing? I wouldn't! I am very dependant on my Realtor and my loan guy- and I feel a little lost.

    It's almost 8am- I leave in 4 hours and 30 minutes and not long after that I will own my home. I still have some packing to do and my kids still refuse to take this packing thing seriously- the mess they keep making in their rooms. AUGH!

    I should be excited- but all I want to do is sleep or cry.


  2. #2

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    Re: Closing Day

    Don't cry-you will feel such a relief after the last page is signed and the house is all yours. It will be a long day- but in the end it is all worth it. Lots of luck!!
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  3. #3

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    Re: Closing Day

    Exactly!! Once everything is finalized and you are handed the keys and walk into the place the first time... pure joy and happiness!!! It will take some time to get everything together once you move it, but even before you totally finish unpacking, take some time for yourself and do something nice for yourself!! It will help take a bit of the stress away!




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  4. #4

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    Re: Closing Day

    Does anyone have advice on what questions to ask at closing? Final details I should not miss?

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    Re: Closing Day

    Sorry- can't help you there. I had a lawyer to take care of all that (required in NY)
    Fratsor Sister - Delta Mu Chi Alpha

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  6. #6

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    Re: Closing Day

    Scary aint it? It was the scariest thing I have ever done, buying my house. Especially since I had to do it all alone! But believe me, after you get settled, get the house set up the way you want (and might I suggest putting up some pictures on the wall asap because even though they might not be exactly where or what you might want, it helps you adjust and get "in the rhythm", sounds crazy but it works!) you will sit there and go "oh my god this is my house!!" and a big smile will come over your face

    Good luck!

  7. #7

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    Re: Closing Day

    Having been through the home buying process several times I found the paperwork not as scary as I thought it would be.

    The processor/notary who handles your closing statement should be thorough and explain each page you are signing. Take your time and make sure everything is as it should be and don't be reluctant to ask them questions about any page you aren't sure about.

    All the best!

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    Re: Closing Day

    Quote Originally Posted by Nephythys View Post
    Does anyone have advice on what questions to ask at closing? Final details I should not miss?
    If today is your closing day then you've probably arleady signed everything, yes?

    It's probably too late to do a whole lot if something is wrong. That being said, there is probably not anything wrong. You should have title insurance and your escrow company will fix any problems that crop up. Not out of the goodness of their hearts, mind you. They just don't want to be sued.

    As for people giving you tips and advice, you should probably ignore most of it. Its like when you're pregnant. Everyone has different, contradicting advice for how to do things. Real estate transactions are heavily regulated and unless you are using some shady loan broker or realtor, you don't have anything to worry about.

    Just enjoy it. Michelle and I moved into our first house (we owned our condop but this is the first house) a month ago and we're still settling in. It'll take a while.
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  9. #9

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    Re: Closing Day

    Yes- loan ppwk and contract all signed.

    Going to get details today-
    mailbox #
    mailbox key
    garage door code
    garage door openers
    warranty on new stove, disposal and furnce
    how long is the certification good on the roof
    sewer scope results
    key to side gate

    But otherwise- I think it is going to be ok. I feel better the closer it gets-

  10. #10

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    Re: Closing Day

    Sounds like a done deal and a key to your new home.

    Congratulations!!!!

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    Re: Closing Day

    All done!

    No freak outs- no glitches- super smooth- got all the answers I needed and I have my keys!

  12. #12

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    Re: Closing Day

    Quote Originally Posted by Nephythys View Post
    All done!

    No freak outs- no glitches- super smooth- got all the answers I needed and I have my keys!
    NOW do the "it's my own house" happy dance, in each room like I did

    CONGRATULATIONS NEPHY!!!!!!



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  13. #13

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    Re: Closing Day

    Congrats Cas!!! Good on you. Now go hang pictures

  14. #14

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    Re: Closing Day

    Congrats!!! We have owned our house for almost a year and it is such a great feeling- I am so glad everything went well. Now the fun begins of unpacking and making it all your own. The best part is throwing those boxes away because you know you won't be moving for a loooong time
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  15. #15

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    Re: Closing Day

    Thanks guys!

    O-nut- I have a super special HM-NMBC scroll that I framed- from the first year they had it. I want to hang it somewhere where people can see it- maybe that will be the first thing up

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