Yes we have one and love it. We bought our first set of points in 2000 at Wilderness Lodge. We now have 325 pts for Wilderness Lodge. we have stayed in a 2 bedroom villa twice,a one bedroom twice and a studio once. we also used our points to go to DLP in June for 5 days and your park passes are includes as well as breakfast. We are hoping to go back in Oct.2006 to DLP for 10days and do a cruise in 2007. We are having fun with our DVC now if it would include TDS and TDL.