I've said it before, and here I'll say it again: I live in a city with some of the most expensive hotel complexes in the world. If you want luxury, you can go plan a vacation around one of those. The reason I don't pay $400 for a night at the GF is because I can get a Tower Suite at Wynn, which blows the roof the GF, for the same rate. I know better than to pay the ridiculous fees that WDW is asking for because I do stay at very nice places, and that experience has taught me better.
The original Disney lodgings was a small motor motel. I don't seem to remember "Disneyland is a millionaire's land."